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Updated to 16 April 2025 (Act No. 2 of 2025 and S.I. No. 141 of 2025)

All effects below are reflected in the most recent Revised Act.

Central Bank (Supervision and Enforcement) Act 2013
No. 26 of 2013

Contents

Commencement

SectionCommencement DateCommencement Information
Ss. 1-71 1 August 2013 Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
S. 72 1 September 2013 Central Bank (Supervision and Enforcement) Act 2013 (Section 72) (Commencement) Order 2013 (S.I. No. 321 of 2013), art. 2
Ss. 73-81 1 August 2013 Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
S. 82(1)  28 October 2011 Commenced as per s. 82(8)
S. 82(2)(a) 1 August 2013 Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
S. 82(2)(b) 28 October 2011 Commenced as per s. 82(8)
S. 82(3) 28 October 2011 Commenced as per s. 82(8)
S. 82(4)-(8) 1 August 2013 Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
Ss. 83-94 1 August 2013 Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
Schs. 1-5 1 August 2013 Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2

Amendments and other effects

How Affected Affecting Provision Affecting Provision
Commencement Date		 Commencement Source
Act included in collectively cited Central Bank Acts 1942 to Consumer Protection (Regulation of Credit Servicing Firms) Act 2018 (36/2018), s. 3(2) 21 January 2019 Consumer Protection (Regulation of Credit Servicing Firms) Act 2018 (Commencement) Order 2019 (S.I. No. 3 of 2019), art. 2
  Consumer Protection (Regulation of Credit Servicing Firms) Act 2015 (21/2015), s. 9(2) 8 July 2015 Commenced on enactment
  Central Bank Act 2014 (9/2014), s. 3(2) 4 June 2014 Commenced on enactment
  Central Bank (Supervision and Enforcement) Act 2013 (26/2013), s. 1(2) 1 August 2013 Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
Application of collectively cited Central Bank Acts restricted European Union (Bank Recovery and Resolution) Regulations 2015 (S.I. No. 289 of 2015). reg. 119(2)(a) 15 July 2015 European Union (Bank Recovery and Resolution) Regulations 2015 (S.I. No. 289 of 2015). reg. 1(2) 
S. 3 amended European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(a) 29 December 2020 European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), reg. 1(2)
S. 3(1) amended Consumer Protection (Regulation of Credit Servicing Firms) Act 2015 (No. 21 of 2015) s. 6(a) 8 July 2015 Commenced on enactment
S. 3(1)(b) amended Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (5/2022), ss. 17(a)(i), 19(2) 16 May 2022 Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (Commencement) Order 2022 (S.I. No. 229 of 2022), art. 2
S. 3(1)(c) amended Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (5/2022), ss. 17(a)(ii), 19(2) 16 May 2022 Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (Commencement) Order 2022 (S.I. No. 229 of 2022), art. 2
S. 3(1)(d) inserted Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (5/2022), ss. 17(a)(iii), 19(2) 16 May 2022 Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (Commencement) Order 2022 (S.I. No. 229 of 2022), art. 2
S. 3(1A) inserted Consumer Protection (Regulation of Credit Servicing Firms) Act 2015 (No. 21 of 2015) s. 6(b) 8 July 2015 Commenced on enactment
S. 3(1A) substituted Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (5/2022), ss. 17(b), 19(2) 16 May 2022 Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (Commencement) Order 2022 (S.I. No. 229 of 2022), art. 2
Ss. 5(2)-(3) amended with retrospective effect Credit Reporting Act 2013 (No. 45 of 2013), ss. 1(2), 35 27 January 2014 Credit Reporting Act 2013 (Commencement) Order 2014 (S.I. No. 19 of 2014), art. 2
Ss. 7-20 application extended Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, s. 106D as inserted by Act 3/2021, s. 25 23 April 2021 Criminal Justice (Money Laundering and Terrorist Financing) (Amendment) Act 2021 (Commencement) Order 2021 (S.I. No. 188 of 2021), art. 3
S. 7 substituted European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(b) 29 December 2020 European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), reg. 1(2)
S. 21 application extended Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, s. 106D as inserted by Act 3/2021, s. 25 23 April 2021 Criminal Justice (Money Laundering and Terrorist Financing) (Amendment) Act 2021 (Commencement) Order 2021 (S.I. No. 188 of 2021), art. 3
S. 21(1)(i) amended European Union (Bank Recovery and Resolution) Regulations 2015 (S.I. No. 289 of 2015), regs. 1(2), 1(3), 188(a) 15 July 2015 European Union (Bank Recovery and Resolution) Regulations 2015 (S.I. No. 289 of 2015), reg. 1(2)
S. 21(1)(j) amended European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(c)(i) 29 December 2020 European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), reg. 1(2)
S. 21(1)(j) inserted European Union (Bank Recovery and Resolution) Regulations 2015 (S.I. No 289 of 2015), regs. 1(2), 1(3), 188(b) 15 July 2015 European Union (Bank Recovery and Resolution) Regulations 2015 (S.I. No. 289 of 2015), reg. 1(2)
S. 21(1)(k) inserted European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(c)(ii) 29 December 2020 European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), reg. 1(2)
S. 21(1)(l) amended Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 85(a)(i) 19 April 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) Order 2023 (S.I. No. 176 of 2023), art. 2
S. 21(1)(l) inserted European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(c)(ii) 29 December 2020 European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), reg. 1(2)
S. 21(1)(m) inserted Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 85(a)(ii) 19 April 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) Order 2023 (S.I. No. 176 of 2023), art. 2
S. 21(4) inserted Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 85(b) 19 April 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) Order 2023 (S.I. No. 176 of 2023), art. 2
S. 22(1) substituted Central Bank (National Claims Information Database) Act 2018 (42/2018), ss. 10, 15(2) 28 January 2019 Central Bank (National Claims Information Database) Act 2018 (Commencement) Order 2019 (S.I. No. 2 of 2019), art. 2
S. 22(1)(a) amended Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 86 19 April 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) Order 2023 (S.I. No. 176 of 2023), art. 2
  European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(d) 29 December 2020 European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), reg. 1(2)
S. 24(1) amended Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 87 19 April 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) Order 2023 (S.I. No. 176 of 2023), art. 2
  European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(e) 29 December 2020 European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), reg. 1(2)
S. 29(1) amended European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(f) 29 December 2020 European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), reg. 1(2)
S. 33 repealed with transitional provisions Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 80, 98 19 April 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) Order 2023 (S.I. No. 176 of 2023), art. 2
S. 34 amended Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 81 19 April 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) Order 2023 (S.I. No. 176 of 2023), art. 2
S. 34A inserted Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 82 19 April 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) Order 2023 (S.I. No. 176 of 2023), art. 2
S. 34B inserted Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 82 19 April 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) Order 2023 (S.I. No. 176 of 2023), art. 2
S. 38(1A) inserted Protected Disclosures Act 2014 (No. 14 of 2014) ss. 1(2), 24(1), sch. 4 pt. 1 item 17(a) 15 July 2014 Protected Disclosures Act 2014 (Commencement) Order 2014 (S.I. No. 327 of 2014), art. 2
S. 38(4)(a) amended Protected Disclosures Act 2014 (No. 14 of 2014) ss. 1(2), 24(1), sch. 4 pt. 1 item 17(b) 15 July 2014 Protected Disclosures Act 2014 (Commencement) Order 2014 (S.I. No. 327 of 2014), art. 2
S. 41(1) redress, appeal procedures provided Workplace Relations Act 2015 (16/2015), ss. 1(2), 41(1), sch. 5 part 1 item 27 1 October 2015 Workplace Relations Act 2015 (Commencement) (No. 2) Order 2015 (S.I. No. 410 of 2015), art. 2
S. 43 references to the Financial Services Ombudsman, the Deputy Financial Services Ombudsman or the Pensions Ombudsman shall, on and after the establishment day, be construed as Financial Services and Pensions Ombudsman 22/2017, s. 29(3) 1 January 2018 Financial Services and Pensions Ombudsman Act 2017 (Commencement) Order 2017 (S.I. No. 524 of 2017), art. 2
Ss. 45-47 application extended Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, s. 106D as inserted by Act 3/2021, s. 25 23 April 2021 Criminal Justice (Money Laundering and Terrorist Financing) (Amendment) Act 2021 (Commencement) Order 2021 (S.I. No. 188 of 2021), art. 3
S. 45 application extended European Union (Capital Requirements) Regulations 2014 (S.I. No. 158 of 2014) 31 March 2014 European Union (Capital Requirements) Regulations 2014 (S.I. No. 158 of 2014), reg. 24
S. 47A inserted European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(g) 29 December 2020 European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), reg. 1(2)
S. 48(2)(ba), (bb), (bc) inserted Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 3(a) 29 December 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) (No. 2) Order 2023 (S.I. No. 349 of 2023), art. 2
S. 48(2A) inserted Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 3(b) 29 December 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) (No. 2) Order 2023 (S.I. No. 349 of 2023), art. 2
S. 48(4) inserted Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 3(c) 29 December 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) (No. 2) Order 2023 (S.I. No. 349 of 2023), art. 2
S. 51(1) amended Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 4 29 December 2023 Central Bank (Individual Accountability Framework) Act 2023 (Commencement of Certain Provisions) (No. 2) Order 2023 (S.I. No. 349 of 2023), art. 2
Ss. 52-58 application extended Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, s. 106D as inserted by Act 3/2021, s. 25 23 April 2021 Criminal Justice (Money Laundering and Terrorist Financing) (Amendment) Act 2021 (Commencement) Order 2021 (S.I. No. 188 of 2021), art. 3
S. 72 references to the Financial Services Ombudsman, the Deputy Financial Services Ombudsman or the Pensions Ombudsman shall, on and after the establishment day, be construed as Financial Services and Pensions Ombudsman 22/2017, s. 29(3) 1 January 2018 Financial Services and Pensions Ombudsman Act 2017 (Commencement) Order 2017 (S.I. No. 524 of 2017), art. 2
Sch. 5 para 1 substituted Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 52(1), (3) sch. 7 pt. 1 item 33 1 October 2015 Workplace Relations Act 2015 (Commencement) (No. 2) Order 2015 (S.I. No. 410 of 2015), art. 2
Sch. 5 para 1 relevant redress provision specified Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 41(5)(b)(i) sch. 6 pt. 1 item 33 1 October 2015 Workplace Relations Act 2015 (Commencement) (No. 2) Order 2015 (S.I. No. 410 of 2015), art. 2
Sch. 5 para 2 substituted Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 52(1), (3) sch. 7 pt. 1 item 33 1 October 2015 Workplace Relations Act 2015 (Commencement) (No. 2) Order 2015 (S.I. No. 410 of 2015), art. 2
Sch. 5 para 2 relevant redress provision specified Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 44(1)(b)(i), sch. 6 pt. 2 item 33 1 October 2015 Workplace Relations Act 2015 (Commencement) (No. 2) Order 2015 (S.I. No. 410 of 2015), art. 2
Sch. 5 paras 3-4 repealed Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 8(1), (2), (7) sch. 2 pt. 1 item 31 1 October 2015 Workplace Relations Act 2015 (Commencement) (No. 2) Order 2015 (S.I. No. 410 of 2015), art. 2

SIs made under the Act

SectionSIs made under the Act
S. 48 Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Consumer Protection) Regulations 2025 (S.I. No. 81 of 2025)
  Central Bank (Supervision And Enforcement) Act 2013 (Section 48(1)) (Undertakings For Collective Investment In Transferable Securities) (Amendment) Regulations 2023 (S.I. No. 565 of 2023)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Investment Firms) Regulations 2023 (S.I. No. 10 of 2023)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Minimum Competency) (Amendment) Regulations 2022 (S.I. No. 234 of 2022)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Insurance Requirements) Regulations 2022 (S.I. No. 126 of 2022)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Investment Firms) (Amendment) Regulations 2022 (S.I. No. 45 of 2022)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Housing Loan Requirements) (Amendment) Regulations 2021 (S.I. No. 666 of 2021)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Recovery Plan Requirements for Insurers) Regulations 2021 (S.I. No. 184 of 2021)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Licensed Moneylenders) Regulations 2020 (S.I. No. 196 of 2020)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Housing Loan Requirements) (Amendment) Regulations 2019 (S.I. No. 369 of 2019)
  Central Bank (Supervision And Enforcement) Act 2013 (Section 48(1)) (Undertakings For Collective Investment In Transferable Securities) Regulations 2019 (S.I. No. 230 of 2019)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Lending to Small and Medium-Sized Enterprises) (Amendment) Regulations 2018 (S.I. No. 18 of 2018)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Investment Firms) Regulations 2017 (S.I. No. 604 of 2017)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Housing Loan Requirements) (Amendment) Regulations 2017 (S.I. No. 559 of 2017)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) Minimum Competency Regulations 2017 (S.I. No. 391 of 2017)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Undertakings for Collective Investment in Transferable Securities) (Amendment) Regulations 2017 (S.I. No. 344 of 2017)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Investment Firms) Regulations 2017 (S.I. No. 60 of 2017)
  Central Bank (Supervision and Enforcement) Act 2013 (section 48) (Housing Loan Requirements)(Amendment) Regulations 2016 (S.I. No. 568 of 2016)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Undertakings for Collective Investment in Transferable Securities) (Amendment) Regulations 2016 (S.I. No. 307 of 2016)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Lending to Small and Medium Sized Enterprises) (Amendment) Regulations 2016 (S.I. No. 280 of 2016)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Insurance Undertakings National Specific Templates Reporting Arrangements) Regulations 2016 (S.I. No. 159 of 2016)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) Investor Money Regulations for Fund Service Providers (Amendment) Regulations 2016 (S.I. No. 87 of 2016)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Lending to Small and Medium Sized Enterprises) Regulations 2015 (S.I. No. 585 of 2015)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Undertakings for Collective Investment in Transferable Securities) Regulations 2015 (S.I. No. 420 of 2015)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) Investor Money Regulations 2015 for Fund Service Providers (S.I. No. 105 of 2015)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) Client Asset Regulations 2015 (S.I. No. 104 of 2015)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Housing Loan Requirements) Regulations 2015 (S.I. No. 47 of 2015)
S. 48(1) Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Senior Executive Accountability Regime)) Regulations 2024 (S.I. No. 147 of 2024)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Minimum Competency) (Amendment) Regulations 2023 (S.I. No. 453 of 2023)
  Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Housing Loan Requirements) Regulations 2022 (S.I. No. 546 of 2022)
S. 49 Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Lending to Small and Medium-Sized Enterprises) (Amendment) Regulations 2018 (S.I. No. 18 of 2018)