Consumer Credit (Amendment) Act 2022

SCHEDULE 1

Amendment of Certain Enactments

Section 15 (1)

PART 1

Amendment of Act of 1995

(1)

(2)

(3)

Item

Provision affected

Amendment

[1]

Section 2(1)

In the definition of “collecting repayments”—

(a) substitute “high cost credit agreement” for “moneylending agreement”, and

(b) substitute “high cost credit provider” for “moneylender”.

[2]

Section 17(1) (c)

Substitute “high cost credit agreement” for “moneylending agreement”.

[3]

Section 36

Substitute “high cost credit agreement” for “moneylending agreement”.

[4]

Section 39

Substitute “high cost credit provider” for “moneylender”.

[5]

Section 43(6)

Substitute “high cost credit agreement” for “moneylending agreement”.

[6]

Section 48(2)

(a) Substitute “high cost credit agreement” for “moneylending agreement”.

(b) Substitute “high cost credit provider’s licence” for “moneylending licence”.

[7]

Section 92(1)

(a) Substitute “high cost credit agreements” for “moneylending agreements”.

(b) Substitute “high cost credit” for “moneylending”.

[8]

Section 93(3)

Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[9]

Section 93(5)

Substitute “the provision of high cost credit” for “the business of moneylending” in each place where it occurs.

[10]

Section 93(6)

Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[11]

Section 93(8)

(a) Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

(b) Substitute “the provision of high cost credit” for “the business of moneylending”.

(c) Substitute “high cost credit agreements” for “moneylending agreements”.

[12]

Section 93(9)

(a) Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

(b) Substitute “the provision of high cost credit” for “the business of moneylending”.

[13]

Section 93(10)

(a) Substitute “high cost credit provider’s licence” for “moneylender’s licence” in each place where it occurs.

(b) Substitute “the provision of high cost credit” for “the business of moneylending” in each place where it occurs.

(c) In paragraph (e), substitute “the provision of high cost credit” for “moneylending”.

[14]

Section 93(10A)(a)

Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[15]

Section 93(12)

Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[16]

Section 93(14)

Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[17]

Section 93(16) (a)

Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[18]

Section 93(17) (a)

Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[19]

Section 94

(a) Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

(b) Substitute “the provision of high cost credit” for “the business of moneylending”.

[20]

Section 96

Substitute “high cost credit provider’s licence” for “moneylender’s licence” in each place where it occurs.

[21]

Section 97(1)

(a) Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

(b) Substitute “the provision of high cost credit” for “the business of moneylending”.

(c) Substitute “used for the provision of high cost credit” for “used for moneylending”.

[22]

Section 97(2)

(a) Substitute “the high cost credit provider” for “the moneylender”.

(b) Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[23]

Section 97(3)

(a) Substitute “the provision of high cost credit” for “the business of moneylending”.

(b) Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[24]

Section 97(5)

(a) Substitute “in the provision of high cost credit” for “in moneylending”.

(b) Substitute “high cost credit provider” for “moneylender”.

[25]

Section 98

(a) Substitute “the provision of high cost credit” for “the business of moneylending” in each place where it occurs.

(b) Substitute “high cost credit provider’s licence” for “moneylender’s licence” in each place where it occurs.

(c) Substitute “on behalf of a high cost credit provider” for “on behalf of a moneylender”.

(d) Substitute “for the purpose of the provision of high cost credit” for “for the purpose of moneylending”.

[26]

Section 99

(a) Substitute “high cost credit agreement” for “moneylending agreement”.

(b) Substitute “high cost credit provider” for “moneylender” in each place where it occurs.

[27]

Section 100(2)

(a) Substitute “high cost credit provider” for “moneylender” in each place where it occurs.

(b) Substitute “high cost credit agreement” for “moneylending agreement”.

(c) Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[28]

Section 101

(a) Substitute “high cost credit provider” for “moneylender” in each place where it occurs.

(b) Substitute “high cost credit agreement” for “moneylending agreement”.

(c) Substitute “high cost credit provider’s” for “moneylender’s”.

[29]

Section 102(2)

Substitute “high cost credit provider” for “moneylender”.

[30]

Section 104

(a) Substitute “the purpose of the provision of high cost credit” for “the purpose of moneylending”.

(b) Substitute “the provision of high cost credit” for “the business of moneylending”.

[31]

Section 105(1)

Substitute “the provision of high cost credit” for “moneylending”.

[32]

Section 106(1)

Substitute “the provision of high cost credit” for “moneylending”.

[33]

Section 107(1)

Substitute “the provision of high cost credit” for “moneylending”.

[34]

Section 108(1)

(a) Substitute “the provision of high cost credit” for “the business of money-lending”.

(b) Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[35]

Section 110

Substitute “high cost credit provider” for “moneylender” in each place where it occurs.

[36]

Section 111

Substitute “high cost credit agreement” for “money lending agreement”.

[37]

Section 112

Substitute “high cost credit agreement” for “moneylending agreement”.

[38]

Section 114

Substitute “the provision of high cost credit” for “the business of moneylending”.

[39]

Section 116

Substitute “high cost credit provider’s licence” for “moneylender’s licence” in each place where it occurs.

[40]

Section 144(9) (c) (v)

Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[41]

Section 151A

(a) Substitute “high cost credit providers” for “moneylenders” in each place where it occurs.

(b) Substitute “high cost credit provider’s licence” for “moneylender’s licence”.

[42]

Third Schedule

Substitute “€” for “£” in each place where it occurs.

[43]

Sixth Schedule

(a) Substitute “€” for “£”.

(b) Substitute “high cost credit agreement” for “moneylending agreement”.

[44]

Seventh Schedule

In footnote 2, substitute “high cost credit provider” for “moneylender”.

PART 2

Amendment of Betting Act 1931

(1)

(2)

(3)

Item

Provision affected

Amendment

[1]

Section 6(1)(n)

Substitute “a registered high cost credit provider (within the meaning of the Consumer Credit Act 1995 )” for “a registered moneylender”.

[2]

Section 11(1)(n)

Substitute “a registered high cost credit provider (within the meaning of the Consumer Credit Act 1995 )” for “a registered moneylender”.

PART 3

Amendment of Taxes Consolidation Act 1997

(1)

(2)

(3)

Item

Provision affected

Amendment

[1]

Schedule 19, Part 2, Item 10(1)(b)

Substitute “the provision of high cost credit (within the meaning of the Consumer Credit Act 1995 )” for “money-lending”.