Updated to 5 March 2019 (Act No. 6 of 2019 and S.I. No. 78 of 2019)

Consumer Credit Act 1995
No. 24 of 1995

Contents

Commencement

SectionCommencement DateCommencement Information
Whole Act (except s. 54(3)) 13 May 1996 Consumer Credit Act, 1995 (Commencement) Order, 1996 (S.I. No. 121 of 1996)

Amendments and other effects

How AffectedAffecting Provision
Applied S.I. No. 145 of 2009, arts. 1(2), 10(1)(e)
Competent authority designated S.I. No. 290 of 2006, reg. 4(1) & schedule
Ctnc. of former functions of Registrar of Friendly Societies. 12/2003, ss. 1(2), 36 & sch. 3, par. 26
Non-application of 15/1997, s. 184(c) as substituted by 40/2012, ss. 2(1), 34
  15/1997, ss. 1(2), (3), 184(c)
Saver 40/2011, ss. 1(2), 60(2)(a)
  S.I. No. 281 of 2010, regs. 2, 4(5)
  S.I. No. 383 of 2009, regs. 2, 7
Pt. 1 (ss. 1-19) (in pt.) appl. S.I. No. 186 of 1997, reg. 3(a)
Transfer of functions 19/2007, ss. 1(2), 2 and 37 and Schedule 1, Part 1. Note: Also applies to any instruments made under the Act
S. 2 amended S.I. No. 352 of 2015, reg. 2
  23/2010, ss. 2, 15(4), sch. 2, pt. 4, items 1, 2
  21/2004, ss. 1 (2), 33, sch. 3, pt. 12, par 1 (a) (b) (c) (d)
  12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
  S.I. No. 294 of 2000, reg. 3
  S.I. No. 127 of 1996, reg. 3
S. 2(1) amended S.I. No. 325 of 2016, reg. 2
  S.I. No. 369 of 1996, reg. 2
  S.I. No. 277 of 1996, reg. 2(a)
S. 2(1) credit institution prescribed for purposes of S.I. No. 551 of 2010, reg. 2
  S.I. No. 751 of 2007, reg. 2(1)
  S.I. No. 690 of 2007, reg. 2
  S.I. No. 687 of 2006, reg. 2
  S.I. No. 371 of 2005, reg. 2
  S.I. No. 715 of 2004, art. 2
  S.I. No. 414 of 2004, art. 2
  S.I. No. 93 of 2004, reg. 2
  S.I. No. 339 of 2002, reg. 2(1)
  S.I. No. 142 of 2002, reg. 2(1)
  S.I. No. 432 of 2001, reg. 2
  S.I. No. 113 of 2000, reg. 3
  S.I. No. 392 of 1999, reg. 2
  S. I. No. 15 of 1999, reg. 2
S. 2(1) def. of "credit institution" am. S.I. No. 355 of 2014, reg. 2
  S.I. No. 127 of 1996, reg. 2
  S.I. No. 277 of 1996, reg. 2(a)
  S.I. No. 369 of 1996, reg. 2
  S.I. No. 15 of 1999, reg. 2
  S.I. No. 392 of 1999, reg. 2
  32/2000, ss. 7(1), 8(2), sch.
  S.I. No. 113 of 2000, reg. 2
  12/2001, ss. 12(1), 13(2), sch. pt. 1
  S.I. No. 93 of 2004, reg. 2(1)
S. 2(1) organisation prescribed for purposes of S.I. No. 139 of 2007, reg. 2(1)
  S.I. No. 138 of 2007, reg. 2(1)
  S.I. No. 100 of 2007, reg. 2(1)
S. 2(1) def. of "mortgage lender" am. S.I. No. 127 of 1996, reg. 3
S. 2(9) ins. 21/2004, ss. 1 (2), 33, sch. 3, pt. 12, par. 1(e)
S. 3(1) amended S.I. No. 277 of 1996, reg. 2(b)
S. 3(2)(a)(ii) amended 21/2015, s. 8
S. 3(2)(aa) ins. 8/1997, ss. 1(2), 60
S. 3(2)(c) substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 3(2)(ea) ins. 15/2009, ss. 2, 37
S. 3(3)(a) substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
Pts. 1A, 1B (ss. 4 - 8Q), pts. substit. with transit. provns. 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, par. 22
Pt. 1B heading am. 23/2010, ss. 2, 15(4), sch. 2, pt. 3, item 3
Pt. 1C am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 7 deemed authorised officer for purposes of S.I. No. 335 of 2002, reg. 3(2)
S. 7 ctnc. of authorised officer under. 12/2003, ss. 1(2), 36, sch. 3, par. 22
S. 8G(1) amended 40/2012, ss. 2(1), 70(4), sch. 4, pt. 4, item 1
S. 8H saver S.I. No. 142 of 2016, regs. 2, 12(5), 14(2), 21(7)(a), 42(1)
S. 8M(1) amended 40/2012, ss. 2(1), 70(4), sch. 4, pt. 4, item 2(a)
S. 8M(3) amended 40/2012, ss. 2(1), 70(4), sch. 4, pt. 4, item 2(b)
S. 8M(5)(a) amended 40/2012, ss. 2(1), 70(4), sch. 4, pt. 4, item 2(c)(i)
S. 8M(5)(c) amended 40/2012, ss. 2(1), 70(4), sch. 4, pt. 4, item 2(c)(ii)
S. 9(2), (3) am. 12/2003, ss. 1(2), 35 (1), sch. 1, pt. 21
S. 12, cntnc. in force with transit. prov. 21/2004, ss. 1(2), 35, sch. 5, par. 12A.
S. 12(1)(a), (aa), pars. substit. and ins. 12/2003, ss. 1(2), 35 (1), sch. 1, pt. 21
S. 12(1), (2), subsecs. substit. 21/2004, ss. 1(2), 33, sch. 3, pt. 12, par. 2
S. 12(2) (insofar as it relates to a contravention of subs. (1) or (3) of s. 97, or ss. 101, 102 or 127) relevant offence under Act 22/2011, ss. 1(2), 3 & sch. 1(7)
S. 13 substit. 12/2005, ss. 2 (1), 82
S. 14(1) (1A), subsecs. substit. and ins. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
s. 14(3) repealed 26/2013, ss. 2, 4(1), sch. 1 pt. 1, item 8
S. 15, s. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 16, s. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 18, s. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
Pt. 2 (ss. 20-28) non-application of S.I. No. 142 of 2016, regs. 2, 11(3), 42(1)
Pt. 2 (ss. 20-28) application to advertising S.I. No. 281 of 2010, regs. 2, 4(1)
S. 21 (1) amended S.I. No. 245 of 1996, reg. 2
S. 22 amended S.I. No. 245 of 1996, reg. 3
S. 28, s. with transit. provns. 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, par. 23 (1)
S. 28, saving for regs. made under. 12/2003, ss. 1(2), 36 & sch. 3, par. 23(1)
Pt. 3 (ss. 29-39) non-application of certain sections S.I. No. 281 of 2010, regs. 2, 4(2)
Pt. 3 (ss. 29-39) saver S.I. No. 281 of 2010, regs. 2, 4(4)
S. 30(1)(a), (b) substit. 26/2013, ss. 2, 76
S. 31(2)(a) amended S.I. No. 129 of 1996, reg. 2
S. 35 amended S.I. No. 129 of 1996, reg. 3
S. 37, s. with transit. provns. 12/2003, ss. 1 (2), 35 (1), 36, sch. 1, pt. 21, sch. 3, par. 23 (1)
S. 37, saving for regs. made under. 12/2003, ss. 1 (2), 36, sch. 3, par. 23(1)
Pt. 4 (ss. 40-50) non-application of certain sections S.I. No. 281 of 2010, regs. 2, 4(2)
Pt. 4 (ss. 40-50) saver S.I. No. 281 of 2010, regs. 2, 4(4)
S. 43 (5), substit. 12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 21
S. 45 applied S.I. No. 281 of 2010, regs. 2, 4(3)
S. 45(1) am. 26/2013, ss. 2, 77
S. 45(3)(aa) ins. 24/2010, ss. 1(2), 168 and schedule, pt. 3, item 21
S. 47(5), substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 48(2) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
Pt. 5 (ss. 51-55) non-application of S.I. No. 281 of 2010, regs. 2, 4(2)
Pt. 5 (ss. 51-55) saver S.I. No. 281 of 2010, regs. 2, 4(4)
S. 52, s. with transit. provns. 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, par. 24
S. 52, ctnc. of method or formula approved for purps. of. 12/2003, ss. 1(2), 36, sch. 3, par. 24
S. 53, s. with transit. provns. 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, par. 24
S. 53, ctnc. of method or formula approved for purps. of. 12/2003, ss. 1(2), 36, sch. 3, par. 24
S. 58(1)(b)(ii) amended S.I. No. 130 of 1996, reg. 2(a)
S. 58(5)(a) amended S.I. No. 130 of 1996, reg. 2(b)
S. 60, s. with transit. provns. 12/2003, ss. 1 (2), 35 (1), 36, sch. 1, pt. 21, sch. 3, par. 23 (1)
S. 60, saving for regs. made under. 12/2003, ss. 1 (2), 36, sch. 3, par. 23(1)
S. 84(1)(a)(ii) amended S.I. No. 131 of 1996, reg. 2(a)
S. 84(1)(b)(ii) amended S.I. No. 131 of 1996, reg. 2(b)
S. 84(5)(a) amended S.I. No. 131 of 1996, reg. 2(c)
S. 86, s. with transit. provns. 12/2003, ss. 1(2), 35 (1), 36, sch. 1, pt. 21, sch. 3, par. 23 (1)
S. 86, saving for regs. made under. 12/2003, ss. 1(2), 36, sch. 3, par. 23(1)
S. 92, s. 12/2003, ss. 1(2), 35 (1), sch. 1, pt. 21
S. 92(2) am. 23/2010, ss. 2, 15(4), sch. 2, pt. 4, item 4
S. 93(1), substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 93(2) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 93(3), fee for licence under altered S.I. No. 447 of 2004, art. 4(a)(ii)
S. 93 (3)-(5), substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 93 (10) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 93 (10) (d) am. 39/1997, ss. 1097, 1100, 1102, 1103, sch. 31
S. 93 (10) (d), substit. 22/1997, s. 160(2)(a)(i), (3)
S. 93 (10) (f) (g) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 93 (10A), ins. 22/1997, s. 160(2)(a)(ii), (3)
S. 93 (10A) (a) (i) (ii) 39/1997, ss. 1097, 1100, 1102, 1103, sch. 31
S. 93 (11) (12) (13) (17) (19) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 93 (13)-(19), substit. 21/2004, ss. 1(2), 10(2), sch. 1, pt. 6, par. 1
S. 94 am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 96, s. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 97 (1) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 101 (3) (3A), subsecs. substit. and ins. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 103 (1) (d) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 105 (2) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 114, s. with transit. provns. 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, par. 23 (2)
S. 114, saving for regs. made under. 12/2003, ss. 1(2), 36, sch. 3, par. 23(2)
S. 115 applied S.I. No. 186 of 1997, regs. 2, 3(b)
S. 115 (2), ins. defs. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 116 saver S.I. No. 142 of 2016, regs. 2, 42(2)
S. 116, am. with transit. provns. 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, par. 23 (2)
S. 116, saving for regs. made under. 12/2003, ss. 1(2), 36, sch. 3, par. 23(2)
S. 116 application restricted S.I. No. 247 of 1996, reg. 3
S. 116(1) amended S.I. No. 142 of 2016, regs. 2, 44(1)(a)
S. 116(4), fee for authorisation under altered S.I. No. 447 of 2004, art. 4(a)(iii)
S. 116 (4), substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 116 (5), del. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 116 (7) (9), substit. 21/2004, ss. 1(2), 33, sch. 3, pt. 12, par. 3 (a) (b)
S. 116 (9) (d) am. 39/1997, ss. 1097, 1100, 1102, 1103, sch. 31
S. 116 (9) (d), par. substit. 22/1997, s. 160(2)(b)(i), (3)
S. 116 (9) am. 12/2003, ss. 1(2), 35 (1), sch. 1, pt. 21
S. 116 (9A), ins. 22/1997, s. 160(2)(b)(ii), (3)
S. 116 (9A) (a) (i) (ii) am. 39/1997, ss. 1097, 1100, 1102, 1103, sch. 31
S. 116 (10), substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 116 (11), substit. 21/2004, ss. 1(2), 33, sch. 3, pt. 12, par. 3 (c)
S. 116 (11) (12) (13) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 116 (13)-(20), substit. 21/2004, ss. 1(2), 10(2), sch. 1, pt. 6, par. 2
S. 116A inserted S.I. No. 142 of 2016, regs. 2, 44(1)(b)
S. 117 (a) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 118, s. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 119, s. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 120, s. with transit. provns. 12/2003, ss. 1(2), 35 (1), sch. 1, 36, pt. 21, sch. 3, par. 23 (2)
S. 120, saving for regs. made under. 12/2003, ss. 1(2), 36, sch. 3, par. 23(2)
S. 121(1) (other than "subject to subsection (3)") applied S.I. No. 186 of 1997, regs. 2, 3(b)
S.121 (4), substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 123 applied S.I. No. 186 of 1997, regs. 2, 3(b)
S. 124 saver S.I. No. 142 of 2016, regs. 2, 13(7), 42(1)
S. 124 applied S.I. No. 186 of 1997, regs. 2, 3(b)
S. 125 applied S.I. No. 186 of 1997, regs. 2, 3(b)
S. 126 saver S.I. No. 142 of 2016, regs. 2, 13(7), 42(1)
S. 127 saver S.I. No. 142 of 2016, regs. 2, 13(7), 42(1)
S. 128 saver S.I. No. 142 of 2016, regs. 2, 12(5), 14(2), 21(7)(a), 42(1)
S. 128 applied S.I. No. 186 of 1997, regs. 2, 3(b)
S. 129 (where applicable) applied S.I. No. 186 of 1997, regs. 2, 3(b)
S. 129(3) inserted S.I. No. 142 of 2016, regs. 2, 44(2)
S. 130 applied S.I. No. 186 of 1997, regs. 2, 3(b)
S. 131, saving for regs. made under. 12/2003, ss. 1(2), 36, sch. 3, par. 23(2)
S. 131 (1), subsec. substit. with transit. provns. 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, par. 23 (2)
S. 131 (3) (b) (i) (ii) am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 132 applied S.I. No. 186 of 1997, regs. 2, 3(b)
S. 133 saver S.I. No. 142 of 2016, regs. 2, 12(5), 14(2), 21(7)(a), 42(1)
S. 134 applied S.I. No. 186 of 1997, regs. 2, 3(b)
S. 135 saver S.I. No. 142 of 2016, regs. 2, 12(5), (6), 42(1)
S. 135 am. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 135 (4), del. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 137, s. with transit. provns. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21, sch. 3, par. 23 (3)
S. 137, saving for regs. made under. 12/2003, ss. 1(2), 36, sch. 3, par. 23(3)
S. 142(2)(b) substituted 7/2018, ss. 1(3), 181(a)
S. 142(4)(b) substituted 7/2018, ss. 1(3), 181(b)
S. 142(5) inserted 7/2018, ss. 1(3), 181(c)
S. 143 (3) - (7), substit. and ins. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 142 (3) (3A), substit. and ins. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 144, saving for regs. made under. 12/2003, ss. 1(2), 36, sch. 3, par. 23(3)
S. 144 (1), substit. with transit. provns. 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, pars. 23(3), 25
S. 144 (1), ctnc. of mortgage intermediaries authorisation under. 12/2003, ss. 1(2), 36, sch. 3, par. 25
S. 144 (5) (6), substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 144 (9) (d) am. 39/1997, ss. 1097, 1100, 1102, 1103, sch. 31
S. 144 (9) (d), par. substit. 22/1997, s. 160(2)(c)(i), (3)
S. 144 (9A), ins. 22/1997, s. 160(2)(c)(ii), (3)
S. 144 (9A) (a) (i) (ii) am. 39/1997, ss. 1097, 1100, 1102, 1103, sch. 31
S. 144 (10), substit. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 149, applic. mod. 8/1997, ss. 1(2), 36(a)
S. 149, s. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
  21/2004, ss. 1(2), 33, sch. 3, pt. 12, par. 1(b)
S. 149(5), (6) am. 26/2013, ss. 2, 78(a), (b)
S. 149(6A) ins. 26/2013, ss. 2, 78(c)
S. 149(12A), (12B), (12C) ins. 21/2004, ss. 1(2), 33. sch. 3, pt. 12, par. 4
S. 149(15) - (18) ins. 26/2013, ss. 2, 78(d)
S. 149A inserted 8/1997, ss. 1(2), 36(a)
S. 149A substituted 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 149A amended 21/2004, ss. 1(2), 33, sch. 3, pt. 12, par 5(a)
S. 149A(14) substituted 21/2004, ss. 1(2), 33, sch. 3, pt. 12, par. 5(b)
S. 150 am 8/1997, ss. 1(2), 36(b)
  12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 151, s. 12/2003, ss. 1(2), 35(1), sch. 1, pt. 21
S. 151, interp. of registers estab. under. 12/2003, ss. 1(2), 36, sch. 3, par. 20
S. 151A inserted with transitional provisions 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, par. 20 (3)
S. 151B inserted with transitional provisions 12/2003, ss. 1(2), 35(1), 36, sch. 1, pt. 21, sch. 3, par. 20(3)
Sch. 1, pt. 3 ins. S.I. No. 294 of 2000, reg. 4
Sch. 3, pt. 1 amended S.I. No. 128 of 2016, reg. 2, sch.
Sch. 3, pt. 2 amended S.I. No. 132 of 1996, reg. 2, sch.
Sch. 4 substituted S.I. No. 294 of 2000, reg. 5
Sch. 5, par. 2(a)(ii) amended S.I. No. 246 of 1996, reg. 2(a)
  S.I. No. 246 of 1996, reg. 2(a)
Sch. 5, par. 2(b) substituted S.I. No. 246 of 1996, reg. 2(b)
  S.I. No. 246 of 1996, reg. 2(b)

SIs made under the Act

SectionSIs made under the Act
S. 2(1) Consumer Credit Act 1995 (Section 2) Regulations 2016 (S.I. No. 325 of 2016)
  Consumer Credit Act 1995 (Section 2) Regulations 2015 (S.I. No. 352 of 2015)
  Consumer Credit Act 1995 (Section 2) (No. 1) Regulations 2014 (S.I. No. 355 of 2014)
  Consumer Credit Act 1995 (Section 2) (No. 1) Regulations 2012 (S.I. No. 322 of 2012)
  Consumer Credit Act 1995 (Section 2) (No. 1) Regulations 2010 (S.I. No. 551 of 2010)
  Consumer Credit Act 1995 (Section 2) (No. 1) Regulations 2008 (S.I. No. 125 of 2008)
  Consumer Credit Act 1995 (Section 2) (No. 1) Regulations 2007 (S.I. No. 100 of 2007)
  Consumer Credit Act 1995 (Section 2) (No. 2) Regulations 2007 (S.I. No. 138 of 2007)
  Consumer Credit Act 1995 (Section 2) (No. 3) Regulations 2007 (S.I. No. 139 of 2007)
  Consumer Credit Act 1995 (Section 2) (No. 4) Regulations 2007 (S.I. No. 690 of 2007)
  Consumer Credit Act 1995 (Section 2) (No. 4) Regulations 2007 (S.I. No. 751 of 2007)
  Consumer Credit Act 1995 (Section 2) (No. 1) Regulations 2006 (S.I. No. 687 of 2006)
  Consumer Credit Act 1995 (Section 2) (No. 1) Regulations 2005 (S.I. No. 371 of 2005)
  Consumer Credit Act 1995 (Section 2) (Amendment) Regulations 2005 (S.I. No. 372 of 2005)
  Consumer Credit Act 1995 (Section 2) (No. 1) Regulations 2004 (S.I. No. 93 of 2004)
  Consumer Credit Act 1995 (Section 2) (No. 2) Regulations 2004 (S.I. No. 414 of 2004)
  Consumer Credit Act 1995 (Section 2) (No. 3) Regulations 2004 (S.I. No. 715 of 2004)
  Consumer Credit Act 1995 (Section 2) Regulations 2002 (S.I. No. 142 of 2002)
  Consumer Credit Act 1995 (Section 2) (No. 2) Regulations 2002 (S.I. No. 339 of 2002)
  Consumer Credit Act 1995 (Section 2) Regulations 2001 (S.I. No. 432 of 2001)
  Consumer Credit Act 1995 (Section 2) Regulations 2000 (S.I. No. 113 of 2000)
  Consumer Credit Act 1995 (Section 2) Regulations 1999 (S.I. No. 15 of 1999)
  Consumer Credit Act 1995 (Section 2) (No. 2) Regulations 1999 (S.I. No. 392 of 1999)
  Consumer Credit Act, 1995 (Section 2) (No. 2) Regulations, 1996 (S.I. No. 369 of 1996)
  Consumer Credit Act, 1995 (Section 2) Regulations, 1996 (S.I. No. 127 of 1996)
S. 3(3)(a) Consumer Credit Act, 1995 (Section 3) Regulations, 1997 (S.I. No. 186 of 1997)
S. 28 Consumer Credit Act, 1995 (Section 28) Regulations, 1996 (S.I. No. 245 of 1996)
S. 36 Consumer Credit Act, 1995 (Section 36) Regulations, 1996 (S.I. No. 128 of 2016)
S. 37 Consumer Credit Act, 1995 (Section 37) Regulations, 1996 (S.I. No. 129 of 1996)
S. 60 Consumer Credit Act, 1995 (Section 60) (No. 2) Regulations, 1996 (S.I. No. 246 of 1996)
  Consumer Credit Act, 1995 (Section 60) Regulations, 1996 (S.I. No. 130 of 1996)
S. 86 Consumer Credit Act, 1995 (Section 86) Regulations, 1996 (S.I. No. 131 of 1996)
S. 120 Consumer Credit Act, 1995 (Section 120) Regulations, 1996 (S.I. No. 247 of 1996)
S. 129 Consumer Credit Act, 1995 (Section 129) Regulations, 1996 (S.I. No. 132 of 1996)