Consumer Credit Act, 1995

Prosecution of offences.

14.—(1) An offence under this Act (other than an offence for contravening Part VIII ) may be prosecuted summarily by the Director.

(2) An offence under this Act for contravening Part VIII may be prosecuted summarily by a member of the Garda Síochána.

(3) Notwithstanding the provisions of section 10 (4) of the Petty Sessions (Ireland) Act, 1851 , summary proceedings for an offence under this Act may be commenced—

(a) at any time within 2 years from the date on which the offence was committed, or

(b) at any time within 6 months from the date on which evidence sufficient, in the opinion of the person by whom the proceedings are initiated, to justify the proceedings, comes to such person's knowledge, not being later than 5 years from the date on which the offence concerned was committed.